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Financial Recovery Excellence

Financial Recovery Learning Program

Master practical strategies to rebuild your financial foundation through our comprehensive 12-month program starting September 2025

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Your Recovery Journey

Our program takes you through four distinct phases, each building on the previous one. Most participants see meaningful progress within the first few months.

Foundation Building

We start by understanding your current situation and creating a realistic budget. You'll learn to track expenses properly and identify patterns that might be holding you back. This phase is about getting clarity on where you stand.

Months 1-3
1

Debt Management

Learn practical approaches to handling existing debt while avoiding common mistakes. We cover negotiation techniques with creditors and different repayment strategies that actually work in real situations.

Months 4-6
2

Income Strategies

Explore ways to increase your income through skill development, side work, or career advancement. We focus on realistic options that fit your current circumstances and time availability.

Months 7-9
3

Long-term Planning

Build emergency funds and start planning for the future. This includes basic investment knowledge and creating systems that help you maintain progress over time without constant stress.

Months 10-12
4
Quinton Fitzgerald, lead financial recovery instructor

Learning from Real Experience

Quinton Fitzgerald brings fifteen years of experience helping Australians navigate financial difficulties. He's worked with over 800 families and understands the real challenges people face when money gets tight.

  • Certified Financial Counsellor (Australian Financial Counselling Association)
  • Former banking professional with expertise in debt restructuring
  • Regular contributor to community financial literacy programs
  • Specializes in practical solutions for everyday financial challenges
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What You'll Actually Learn

Practical skills and knowledge that work in real life, not just theory

$

Budgeting That Works

Create budgets you can actually stick to, even when life throws you curveballs. Learn to handle irregular income and unexpected expenses without panic.

Debt Strategies

Understand your options when dealing with credit cards, loans, and other debts. Know what to say when creditors call and how to negotiate payment plans.

Building Income

Practical approaches to increasing your income through skill development, better job searching, or starting small side projects that fit your schedule.

Emergency Planning

Build financial resilience so unexpected expenses don't derail your progress. Learn to create emergency funds even on a tight budget.

Ready to Get Started?

Our next program begins September 2025. Classes meet weekly for two hours, with additional support available between sessions. Limited to 15 participants for personalized attention.

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