Financial Recovery Learning Program
Master practical strategies to rebuild your financial foundation through our comprehensive 12-month program starting September 2025
Learn More About EnrollmentYour Recovery Journey
Our program takes you through four distinct phases, each building on the previous one. Most participants see meaningful progress within the first few months.
Foundation Building
We start by understanding your current situation and creating a realistic budget. You'll learn to track expenses properly and identify patterns that might be holding you back. This phase is about getting clarity on where you stand.
Months 1-3Debt Management
Learn practical approaches to handling existing debt while avoiding common mistakes. We cover negotiation techniques with creditors and different repayment strategies that actually work in real situations.
Months 4-6Income Strategies
Explore ways to increase your income through skill development, side work, or career advancement. We focus on realistic options that fit your current circumstances and time availability.
Months 7-9Long-term Planning
Build emergency funds and start planning for the future. This includes basic investment knowledge and creating systems that help you maintain progress over time without constant stress.
Months 10-12
Learning from Real Experience
Quinton Fitzgerald brings fifteen years of experience helping Australians navigate financial difficulties. He's worked with over 800 families and understands the real challenges people face when money gets tight.
- Certified Financial Counsellor (Australian Financial Counselling Association)
- Former banking professional with expertise in debt restructuring
- Regular contributor to community financial literacy programs
- Specializes in practical solutions for everyday financial challenges